Fraud Protection

Seniors are most likely to fall victim to frauds. Whether it happens by phone, by Internet, or in person, it can be equally devastating to their independence and to their financial stability. Realize the possibility of fraud in your day-to-day activities and through interactions with people and businesses.

Two common frauds that seniors fall prey to are Emergency Scams and Home Repair/Service Call Frauds.

Emergency Scams

Generally targeting grandparents, this scam plays upon emotions to rob them of their money. Typically, a call is made from someone claiming to be their grandchild. They will state they are in trouble and need money immediately. Sometimes a second call will be placed from someone pretending to be a lawyer or police officer. Don't fall prey to this type of scam.

• Always verify the person's identity.
• Contact the family member in question. Emotions might be running high but take the time to check.
• Never send money to someone you don't know
• Ask questions only family members would know
• Don't give out any personal or financial information

Home Repair/Service Call Fraud

These types of scams involve the fraudster going door-to-door offering a great deal and pressuring you to make a decision quickly. If the deal seems too good to be true, it probably is.

• Always ask for and check identification of anyone coming to your door
• If you are unsure, do not let the person in
• Call the company to ensure they have representatives in your community
• Check references
• Always get a second quote or estimate
• Be wary of any company asking for money up front
• Talk to a friend or family member or have them with you when you are arranging services
• Do not rush your decision. Do your research
• Never leave anyone alone in your home

These are only two specific types of frauds. For a more comprehensive list of frauds, please visit our fraud prevention page for more information.